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Tôi đã đóng bảo hiểm được 02 năm 9 tháng tại cơ quan trước đây, bây giờ tôi không có đủ khả năng lao động để tiếp tục đóng bảo hiểm x ã hội. tôi nghỉ việc chưa đủ 12 tháng nhưng tôi không tiếp tục lao động nữa tôi có thế xin thanh toán bảo hiểm một lần không?
Tôi thấy trong tờ hướng dẫn làm đơn có cho những người không còn khả năng lao động được phép xin lấy bảo hiểm một lần, nh ưng khi tôi hỏi nhân viên ở BHXH Hà Nội thì cô ấy nói là không đựơc, như vậy là sao? và Tôi muốn biết nếu được lấy thì BH sẽ thanh toán cho chúng tôi được bao nhiêu phần trăm? Thời gian là bao lâu kể từ khi nhận hồ sơ xin hưởng BH một lần? Tôi đang cần tiền để chi phí viện phí, vậy rât mong nhận đ ược sự chỉ dẫn của phía BH !

 Theo quy định tại Điều 55 Luật Bảo hiểm xã hội thì bạn có quyền nhận chế độ BHXH một lần nhưng phải sau một năm nếu không tiếp tục tham gia BHXH.
Mức hưởng chế độ này được tính theo năm đóng BHXH, cứ mỗi năm đóng BHXH nhận 1,5 tháng lương.