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Chào chị! Em đang có nhu cầu vay vốn tiêu dùng, tuy nhiên em không có bản sao HĐLĐ mà chỉ có Phụ lục HĐLĐ. Nhờ chị tư vấn giúp em có thể vay vốn không và thủ tục gồm những gì? Em xin cảm ơn.

 Chào bạn,
Hiện tại bạn Ä‘ang có nhu cầu vay vốn tiêu dùng dành cho người Ä‘i làm hưởng lÆ°Æ¡ng. Tuy nhiên, bạn không đề cập tá»›i hiện lÆ°Æ¡ng bạn chuyển khoản hay tiền mặt. Và mức lÆ°Æ¡ng hàng tháng được bao nhiêu?. Nếu lÆ°Æ¡ng bạn chuyển khoản cố định hàng tháng tối thiểu 8 triệu trở lên trong vòng 3-6 tháng gần nhất thì chúng tôi có thể há»— trợ bạn vay vốn tại Ngân hàng. 

Nếu lÆ°Æ¡ng của bạn không đạt hoăc lÆ°Æ¡ng lÄ©nh bằng tiền mặt thì chúng tôi có thể há»— trợ bạn vay vốn tại Công ty tài chính Prudential. Prudential có thể há»— trợ đối vá»›i Khách hàng gặp các trường hợp sau:        

  1. HĐLĐ bị mất       
  2. Công ty không ký tiếp HĐLĐ má»›i mà chỉ có Phụ lục HĐLĐ thay thế cho HĐLĐ kế tiếp       
  3. HDLĐ bị chỉnh sá»­a/ viết lại       
  4. Các thông tin bị sai nhÆ° CMND, ngày cấp trên HĐLĐ    

Các giấy tờ có thể thay thế cho các trường hợp trên nhÆ° sau:    

  • Đối vá»›i trường hợp lÆ°Æ¡ng chuyển khoản:       
  1. Nếu lÆ°Æ¡ng chuyển thể hiện rõ tên công ty yêu cầu: Sao kê lÆ°Æ¡ng 6 tháng + giấy xác nhận công tác/ hoặc phụ lục HĐLĐ       
  2. Nếu lương chuyển không thể hiện rõ tên công ty yêu cầu: Sao kê lương 6 tháng + giấy xác nhận công tác/ hoặc phụ lục HĐLĐ + Thẻ BHYT/ hoặc sổ BHXH
  • Đối vá»›i trường hợp lÆ°Æ¡ng lÄ©nh tiền mặt:
  1. Yêu cầu giấy xác nhận công tác/hoặc phụ lục HĐLĐ + Thẻ BHYT/ hoặc sổ BHXH do công ty hiện tại đóng