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Người lao động có đóng bảo hiểm xã hội, qua đời do tai nạn giao thông trên đường đi làm về thì gia đình được hưởng chế độ gì? Thủ tục ra sao?

 

Theo quy định tại Bộ luật Lao động, bị tai nạn giao thông trên đường đi làm về được xác định là tai nạn lao động. Chế độ tử tuất được quy định từ Điều 63 đến Điều 68 của Luật Bảo hiểm xã hội, áp dụng trong trường hợp này, thân nhân được hưởng trợ cấp tuất hàng tháng (tối đa 4 định suất). Ngoài ra, thân nhân còn được hưởng trợ cấp mai táng phí bằng 10 tháng lương tối thiểu chung và trợ cấp 1 lần bằng 36 tháng lương tối thiểu chung.

Hồ sơ hưởng gồm: Sổ BHXH; Bản sao giấy báo tử hoặc giấy chứng tử, tờ khai, biên bản điều tra tai nạn lao động. Trường hợp thân nhân là con từ đủ 15 tuổi đến 18 tuổi còn đi học thì có thêm giấy chứng nhận của trường đang học; đối với thân nhân bị suy giảm khả năng lao động từ 81% trở lên thì có thêm biên bản giám định mức suy giảm lao động.