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Chồng tôi làm việc tại một công ty được 21 năm 6 tháng và đã xin nghỉ việc từ tháng 5-2007. Từ khi nghỉ việc đến nay chồng tôi không liên hệ với cơ quan BHXH để làm hồ sơ hưởng chế BHXH vì lúc nghỉ chỉ có 43 tuổi thì có bị mất quyền lợi không? Nếu chưa đủ điều kiện để hưởng lương hưu thì chồng tôi phải đóng BHXH bao lâu nữa mới được hưởng chế độ hưu trí ?

 Hiện tại chồng bạn ở tuổi 47 nhÆ°ng đã có 21 năm 6 tháng đóng BHXH thì chỉ cần chờ cho đến khi đủ số tuổi nghỉ hÆ°u theo luật định để được hưởng chế Ä‘á»™ hÆ°u trí hàng tháng. Pháp luật BHXH không bắt buá»™c người lao Ä‘á»™ng phải thường xuyên liên lạc vá»›i cÆ¡ quan BHXH. Vì vậy, cho dù không liên lạc vá»›i cÆ¡ quan BHXH từ năm 2007 đến nay thì quyền lợi về BHXH của chồng bạn vẫn được bảo đảm. Theo Ä‘iều 50 Luật BHXH, nếu làm việc trong Ä‘iều kiện bình thường thì chồng bạn sẽ đủ Ä‘iều kiện về tuổi đời được hưởng lÆ°Æ¡ng hÆ°u khi đủ 60 tuổi. Nếu có có đủ mười lăm năm làm nghề hoặc công việc nặng nhọc, Ä‘á»™c hại, nguy hiểm thuá»™c danh mục do Bá»™ LĐ-TB-XH và Bá»™ Y tế ban hành hoặc có đủ mười lăm năm làm việc ở nÆ¡i có phụ cấp khu vá»±c hệ số 0,7 trở lên thì chồng bạn sẽ đủ Ä‘iều kiện được hưởng lÆ°Æ¡ng hÆ°u khi có đủ 55 tuổi.